Yuan Yijun (bbbush) wrote,
Yuan Yijun



5: Get into bonds

If you think the Fed is done raising rates, you may want to invest in bond funds. Bond funds can include Treasury bills, corporate bonds, mortgage securities and junk bonds. Generally yields are about 4.5%.

A word of caution...watch out for all the fees.

"Expenses can mean the difference between a winner and a dud," says Scott Berry of Morningstar.com. For low-cost bond investing, you'll want to check out Vanguard. Their total bond market index fund has only about 0.02% in fees, but the 10 year average return is over 6%.

You can't go wrong with Fidelity either, according to Berry. "Costs may be a little higher, but it's top notch management," says Berry.

To check out these bond funds, go to www.vanguard.com or www.fidelity.com.

大概谁都会推荐 Vanguard/Fidelity,不过名字一定要响亮才能写进新闻稿里面。
Tags: 转载

Recent Posts from This Journal

  • BP 1st year

    Basic Program is a reading program from UChicago. The information can be found here [1] and currently it is open for signing up for the next year…

  • 2020

    Last time I wrote a review was in 2018, about 2017. Or maybe I wrote something elsewhere, maybe on Twitter? It was hard to write something freely…

  • Crime and Punishment

    As a step to improve the illiterate situation I joined the Basic Program this year. It had been in my mind for a couple years, but glad this time I…

  • Post a new comment


    Anonymous comments are disabled in this journal

    default userpic

    Your reply will be screened

    Your IP address will be recorded