June 9th, 2006

fedora 蓝色小药丸

下雨

打算用脚下的 Dell 机箱烤干我的袜子,又不敢

早出门半个小时该有多好,不过总算是淋上了大雨,遂了几天的心愿。风不如前几日大了。
fedora 蓝色小药丸

他们的套话

http://money.cnn.com/2006/06/07/pf/saving/willis_tips/index.htm?section=money_mostpopular

5: Get into bonds

If you think the Fed is done raising rates, you may want to invest in bond funds. Bond funds can include Treasury bills, corporate bonds, mortgage securities and junk bonds. Generally yields are about 4.5%.

A word of caution...watch out for all the fees.

"Expenses can mean the difference between a winner and a dud," says Scott Berry of Morningstar.com. For low-cost bond investing, you'll want to check out Vanguard. Their total bond market index fund has only about 0.02% in fees, but the 10 year average return is over 6%.

You can't go wrong with Fidelity either, according to Berry. "Costs may be a little higher, but it's top notch management," says Berry.

To check out these bond funds, go to www.vanguard.com or www.fidelity.com.


大概谁都会推荐 Vanguard/Fidelity,不过名字一定要响亮才能写进新闻稿里面。