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fedora 蓝色小药丸

Feedback letter to Peoples Gas[1]

Credit report dispute.

To whom it may concern:

I called at around 5pm, and the receptionist cannot figure it out why I had a "late payment" record (amount about $83). And she went ahead to investigate, but it seems she forgot to call me back for her results. After waiting for about an hour I have to hang up.

Hereby I request Peoples Gas remove the "late payment" record from all credit reports of mine on or before 9/18/2014. It is emergent because I am currently working on a home loan, and such record will severely impact my ability to borrow and the interest rate lender will charge.

Please send me a confirmation as soon as possible that this will be further investigated and any such mistakes will be removed from my credit reports. Since I established my account I have not missed a bill and I always paid on time. And my balance is clear since the beginning. This mistake on my credit report is too much a surprise.


Date

Description

Payments & Credits

Charges
Totals for this Period $2,184.09 $2,184.09
09/12/2014 Payment - e-bill - Electronic $38.30
08/28/2014 Bill $38.30
08/04/2014 Payment - e-bill - Electronic $42.90
07/30/2014 Bill $42.90
07/14/2014 Payment - e-bill - Electronic $39.94
06/27/2014 Bill $39.94
06/03/2014 Payment - e-bill - Electronic $60.37
05/29/2014 Bill $60.37
05/02/2014 Payment - e-bill - Electronic $162.54
04/29/2014 Bill $162.54
04/02/2014 Payment - e-bill - Electronic $264.34
03/31/2014 Bill $264.34
03/04/2014 Payment - e-bill - Electronic $218.15
02/28/2014 Bill $218.15
02/04/2014 Payment - e-bill - Electronic $237.45
01/30/2014 Bill $237.45
01/13/2014 Payment - e-bill - Electronic $193.57
12/30/2013 Bill $193.57
12/11/2013 Payment - e-bill - Electronic $123.51
11/27/2013 Bill $123.51
11/13/2013 Payment - e-bill - Electronic $74.72
10/29/2013 Bill $74.72
10/15/2013 Payment - e-bill - Electronic $48.42
09/30/2013 Bill $48.42
09/13/2013 Payment - e-bill - Electronic $48.63
08/29/2013 Bill $48.63
08/14/2013 Payment - e-bill - Electronic $48.32
07/30/2013 Bill $48.32
07/11/2013 Payment - e-bill - Electronic $46.10
06/26/2013 Bill $46.10
06/12/2013 Payment - e-bill - Electronic $68.60
05/28/2013 Bill $68.60
05/14/2013 Payment - e-bill - Electronic $112.01
04/29/2013 Bill $112.01
04/16/2013 Payment - e-bill - Electronic $172.38
04/01/2013 Bill $172.38
03/15/2013 Payment - e-bill - Electronic $183.84
02/28/2013 Bill $183.84

Thanks!
[1] http://peoplesgasdelivery.com/

edit 9/18/2014: Called loan specialist and confirmed the amount in question is NOT from Peoples Gas. So, Peoples Gas is again clear now -- at least it is not blocking my mortgage loan. I am sorry if the inquiry is causing anything bad. To add bad to worse, I have not received an answer, a call, or an email from Peoples Gas yet.

On the other hand, my H1B is expiring and extension cannot be filed too early. And since I am currently applying for an extension, it means my legal status could change within 6mo. The loan office does not permit that however. I just wish everything can go smooth.
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Comments

Got answer from Peoples Gas on Monday asking for "a recent copy of your credit report; include a brief letter of what you are disputing". I would do that when necessary.