To whom it may concern:
I called at around 5pm, and the receptionist cannot figure it out why I had a "late payment" record (amount about $83). And she went ahead to investigate, but it seems she forgot to call me back for her results. After waiting for about an hour I have to hang up.
Hereby I request Peoples Gas remove the "late payment" record from all credit reports of mine on or before 9/18/2014. It is emergent because I am currently working on a home loan, and such record will severely impact my ability to borrow and the interest rate lender will charge.
Please send me a confirmation as soon as possible that this will be further investigated and any such mistakes will be removed from my credit reports. Since I established my account I have not missed a bill and I always paid on time. And my balance is clear since the beginning. This mistake on my credit report is too much a surprise.
Payments & Credits
|Totals for this Period||$2,184.09||$2,184.09|
|09/12/2014||Payment - e-bill - Electronic||$38.30|
|08/04/2014||Payment - e-bill - Electronic||$42.90|
|07/14/2014||Payment - e-bill - Electronic||$39.94|
|06/03/2014||Payment - e-bill - Electronic||$60.37|
|05/02/2014||Payment - e-bill - Electronic||$162.54|
|04/02/2014||Payment - e-bill - Electronic||$264.34|
|03/04/2014||Payment - e-bill - Electronic||$218.15|
|02/04/2014||Payment - e-bill - Electronic||$237.45|
|01/13/2014||Payment - e-bill - Electronic||$193.57|
|12/11/2013||Payment - e-bill - Electronic||$123.51|
|11/13/2013||Payment - e-bill - Electronic||$74.72|
|10/15/2013||Payment - e-bill - Electronic||$48.42|
|09/13/2013||Payment - e-bill - Electronic||$48.63|
|08/14/2013||Payment - e-bill - Electronic||$48.32|
|07/11/2013||Payment - e-bill - Electronic||$46.10|
|06/12/2013||Payment - e-bill - Electronic||$68.60|
|05/14/2013||Payment - e-bill - Electronic||$112.01|
|04/16/2013||Payment - e-bill - Electronic||$172.38|
|03/15/2013||Payment - e-bill - Electronic||$183.84|
edit 9/18/2014: Called loan specialist and confirmed the amount in question is NOT from Peoples Gas. So, Peoples Gas is again clear now -- at least it is not blocking my mortgage loan. I am sorry if the inquiry is causing anything bad. To add bad to worse, I have not received an answer, a call, or an email from Peoples Gas yet.
On the other hand, my H1B is expiring and extension cannot be filed too early. And since I am currently applying for an extension, it means my legal status could change within 6mo. The loan office does not permit that however. I just wish everything can go smooth.